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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,295 | $59,332-35.5% | $90,223-57.6% | $59,633-35.8% |
| Participation rate | 87.2% | 71.9%+15.3pp | 79.0%+8.2pp | 68.7%+18.6pp |
| Annual return | -0.76% | 3.25%-4.0pp | 1.31%-2.1pp | 2041.45%-2042.2pp |
| Employer contribution / active EE | $344 | $3,031-88.7% | $4,378-92.2% | $2,203-84.4% |
| Participant deferral / active EE | $3,612 | $4,369-17.3% | $5,792-37.6% | $3,192+13.2% |
| Admin fee / account holder | $16,365 | $5,032+225.2% | $7,406+121.0% | $4,297+280.9% |