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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,134 | $180,028-21.0% | $138,135+2.9% | $158,982-10.6% |
| Participation rate | 88.2% | 82.2%+6.0pp | 78.7%+9.5pp | 82.0%+6.3pp |
| Annual return | 8.69% | 21.68%-13.0pp | 20.51%-11.8pp | 302.99%-294.3pp |
| Employer contribution / active EE | $0 | $7,470-100.0% | $5,587-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $6,558 | $7,717-15.0% | $6,431+2.0% | $5,983+9.6% |
| Admin fee / account holder | $24,171 | $17,912+34.9% | $11,856+103.9% | $11,252+114.8% |