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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,661 | $70,666+150.0% | $169,385+4.3% | $75,181+135.0% |
| Participation rate | 67.6% | 64.8%+2.8pp | 77.2%-9.6pp | 67.2%+0.4pp |
| Annual return | 19.02% | 36.37%-17.3pp | 405.82%-386.8pp | 160.69%-141.7pp |
| Employer contribution / active EE | $640 | $2,210-71.0% | $4,012-84.0% | $2,671-76.0% |
| Participant deferral / active EE | $6,378 | $4,308+48.0% | $6,221+2.5% | $4,126+54.6% |
| Admin fee / account holder | $24,038 | $5,402+345.0% | $9,011+166.8% | $5,650+325.5% |