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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,363 | $52,639+39.4% | $185,117-60.4% | $62,293+17.8% |
| Participation rate | 69.3% | 63.9%+5.4pp | 77.3%-8.0pp | 69.5%-0.2pp |
| Annual return | 19.99% | 19.57%+0.4pp | 40.50%-20.5pp | 28.90%-8.9pp |
| Employer contribution / active EE | $949 | $1,483-36.0% | $4,182-77.3% | $2,042-53.5% |
| Participant deferral / active EE | $3,968 | $3,097+28.1% | $5,045-21.3% | $3,169+25.2% |
| Admin fee / account holder | $3,259 | $374+772.2% | $8,159-60.1% | $479+579.9% |