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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,035 | $176,786-49.6% | $146,643-39.3% | $167,536-46.9% |
| Participation rate | 66.7% | 83.6%-17.0pp | 80.1%-13.4pp | 82.1%-15.4pp |
| Annual return | 15.96% | 24.04%-8.1pp | 22.75%-6.8pp | 478.82%-462.9pp |
| Employer contribution / active EE | $1,994 | $5,161-61.4% | $4,137-51.8% | $4,839-58.8% |
| Participant deferral / active EE | $6,199 | $6,440-3.7% | $5,506+12.6% | $6,342-2.3% |
| Admin fee / account holder | $749 | $13,262-94.4% | $10,280-92.7% | $12,315-93.9% |