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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,159 | $144,130-83.2% | $117,861-79.5% | $147,586-83.6% |
| Participation rate | 75.0% | 83.4%-8.4pp | 79.7%-4.7pp | 82.8%-7.8pp |
| Annual return | 13.80% | 531.20%-517.4pp | 335.11%-321.3pp | 578.59%-564.8pp |
| Employer contribution / active EE | $1,937 | $4,897-60.4% | $3,786-48.8% | $4,876-60.3% |
| Participant deferral / active EE | $3,917 | $5,316-26.3% | $4,482-12.6% | $5,439-28.0% |
| Admin fee / account holder | $1,301 | $10,887-88.0% | $8,021-83.8% | $10,886-88.0% |