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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,176 | $152,619-71.7% | $125,195-65.5% | $152,909-71.8% |
| Participation rate | 60.0% | 83.3%-23.3pp | 79.8%-19.8pp | 82.5%-22.5pp |
| Annual return | 22.34% | 54.85%-32.5pp | 43.79%-21.5pp | 345.46%-323.1pp |
| Employer contribution / active EE | $1,529 | $4,947-69.1% | $3,866-60.5% | $4,764-67.9% |
| Participant deferral / active EE | $4,429 | $5,869-24.5% | $4,937-10.3% | $5,851-24.3% |
| Admin fee / account holder | $434 | $13,437-96.8% | $9,704-95.5% | $11,601-96.3% |