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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,767 | $81,457-41.4% | $103,378-53.8% | $80,911-41.0% |
| Participation rate | 77.3% | 66.8%+10.4pp | 74.5%+2.8pp | 67.6%+9.6pp |
| Annual return | 10.93% | 25.58%-14.6pp | 24.91%-14.0pp | 35.63%-24.7pp |
| Employer contribution / active EE | $5,996 | $3,107+93.0% | $3,870+54.9% | $2,756+117.6% |
| Participant deferral / active EE | $1,088 | $3,871-71.9% | $5,058-78.5% | $4,297-74.7% |
| Admin fee / account holder | $4,064 | $6,717-39.5% | $8,401-51.6% | $6,935-41.4% |