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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,279 | $64,719-48.6% | $112,249-70.4% | $68,486-51.4% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -18.13% | -11.40%-6.7pp | 27.48%-45.6pp | -7.85%-10.3pp |
| Employer contribution / active EE | $10,464 | $2,747+281.0% | $3,636+187.8% | $2,597+303.0% |
| Participant deferral / active EE | $416 | $3,565-88.3% | $4,729-91.2% | $4,028-89.7% |
| Admin fee / account holder | $4,566 | $5,232-12.7% | $6,412-28.8% | $5,404-15.5% |