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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,241 | $73,863-6.3% | $143,797-51.8% | $68,490+1.1% |
| Participation rate | 72.0% | 66.7%+5.3pp | 80.3%-8.3pp | 67.9%+4.1pp |
| Annual return | -19.74% | 0.91%-20.6pp | -0.04%-19.7pp | -7.85%-11.9pp |
| Employer contribution / active EE | $2,188 | $3,185-31.3% | $4,952-55.8% | $2,597-15.8% |
| Participant deferral / active EE | $3,626 | $3,385+7.1% | $5,638-35.7% | $4,028-10.0% |
| Admin fee / account holder | $7,887 | $5,756+37.0% | $14,679-46.3% | $5,403+46.0% |