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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,650 | $75,962-42.5% | $154,108-71.7% | $64,173-32.0% |
| Participation rate | 58.1% | 70.4%-12.4pp | 83.0%-25.0pp | 69.6%-11.5pp |
| Annual return | -4.73% | 30.32%-35.1pp | 735.21%-739.9pp | 7.63%-12.4pp |
| Employer contribution / active EE | $1,547 | $3,350-53.8% | $5,298-70.8% | $2,381-35.0% |
| Participant deferral / active EE | $2,449 | $3,175-22.9% | $5,081-51.8% | $3,470-29.4% |
| Admin fee / account holder | $3,057 | $5,589-45.3% | $13,411-77.2% | $4,887-37.4% |