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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,610 | $85,171-28.8% | $172,753-64.9% | $72,976-16.9% |
| Participation rate | 57.4% | 70.1%-12.7pp | 82.6%-25.3pp | 69.5%-12.1pp |
| Annual return | 27.30% | 27.32%0pp | 803.00%-775.7pp | 81.02%-53.7pp |
| Employer contribution / active EE | $1,593 | $3,324-52.1% | $5,144-69.0% | $2,440-34.7% |
| Participant deferral / active EE | $2,547 | $3,260-21.9% | $5,198-51.0% | $3,608-29.4% |
| Admin fee / account holder | $2,896 | $5,880-50.8% | $13,956-79.2% | $5,124-43.5% |