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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,900 | $181,896-81.4% | $156,551-78.3% | $273,972-87.6% |
| Participation rate | 71.4% | 88.4%-17.0pp | 84.0%-12.6pp | 83.0%-11.6pp |
| Annual return | 2.89% | 30.74%-27.9pp | 32.23%-29.3pp | 41.46%-38.6pp |
| Employer contribution / active EE | $3,016 | $6,248-51.7% | $5,501-45.2% | $4,869-38.1% |
| Participant deferral / active EE | $6,318 | $5,550+13.8% | $4,871+29.7% | $5,287+19.5% |
| Admin fee / account holder | $41,398 | $15,560+166.1% | $13,028+217.8% | $10,133+308.6% |