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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,163 | $180,459-74.4% | $154,108-70.0% | $135,380-65.9% |
| Participation rate | 81.3% | 87.4%-6.2pp | 83.0%-1.8pp | 82.6%-1.4pp |
| Annual return | -7.99% | 888.21%-896.2pp | 735.21%-743.2pp | 519.81%-527.8pp |
| Employer contribution / active EE | $3,120 | $6,035-48.3% | $5,298-41.1% | $4,779-34.7% |
| Participant deferral / active EE | $6,621 | $5,806+14.0% | $5,081+30.3% | $5,609+18.0% |
| Admin fee / account holder | $501 | $16,145-96.9% | $13,411-96.3% | $10,828-95.4% |