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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,166 | $135,956-42.5% | $123,894-36.9% | $273,972-71.5% |
| Participation rate | 60.0% | 84.1%-24.1pp | 81.4%-21.4pp | 83.0%-23.0pp |
| Annual return | 8.96% | 56.63%-47.7pp | 47.52%-38.6pp | 41.46%-32.5pp |
| Employer contribution / active EE | $5,147 | $5,170-0.4% | $4,617+11.5% | $4,869+5.7% |
| Participant deferral / active EE | $5,982 | $6,343-5.7% | $5,9840% | $5,287+13.1% |
| Admin fee / account holder | $21,396 | $9,817+117.9% | $8,357+156.0% | $10,133+111.2% |