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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,986 | $127,387-46.6% | $115,038-40.9% | $125,389-45.8% |
| Participation rate | 85.7% | 84.2%+1.6pp | 81.4%+4.3pp | 83.2%+2.5pp |
| Annual return | 0.84% | 31.28%-30.4pp | 26.14%-25.3pp | 282.24%-281.4pp |
| Employer contribution / active EE | $7,857 | $5,166+52.1% | $4,608+70.5% | $4,866+61.5% |
| Participant deferral / active EE | $7,724 | $6,423+20.2% | $6,026+28.2% | $5,352+44.3% |
| Admin fee / account holder | $5,611 | $9,516-41.0% | $8,175-31.4% | $9,541-41.2% |