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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,389 | $142,409-66.7% | $119,634-60.4% | $134,545-64.8% |
| Participation rate | 40.0% | 82.8%-42.8pp | 79.3%-39.3pp | 81.2%-41.2pp |
| Annual return | -19.14% | -12.46%-6.7pp | -14.98%-4.2pp | 418.37%-437.5pp |
| Employer contribution / active EE | $1,170 | $5,224-77.6% | $4,232-72.4% | $4,742-75.3% |
| Participant deferral / active EE | $3,125 | $6,468-51.7% | $5,601-44.2% | $6,401-51.2% |
| Admin fee / account holder | $629 | $13,594-95.4% | $10,329-93.9% | $11,431-94.5% |