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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,890 | $176,786-78.0% | $146,643-73.5% | $167,536-76.8% |
| Participation rate | 45.5% | 83.6%-38.2pp | 80.1%-34.6pp | 82.1%-36.7pp |
| Annual return | 17.04% | 24.04%-7.0pp | 22.75%-5.7pp | 478.82%-461.8pp |
| Employer contribution / active EE | $1,297 | $5,161-74.9% | $4,137-68.6% | $4,839-73.2% |
| Participant deferral / active EE | $4,375 | $6,440-32.1% | $5,506-20.5% | $6,342-31.0% |
| Admin fee / account holder | $77 | $13,262-99.4% | $10,280-99.2% | $12,315-99.4% |