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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,136 | $152,619-80.9% | $125,195-76.7% | $152,909-80.9% |
| Participation rate | 41.7% | 83.3%-41.7pp | 79.8%-38.1pp | 82.5%-40.8pp |
| Annual return | 17.58% | 54.85%-37.3pp | 43.79%-26.2pp | 345.46%-327.9pp |
| Employer contribution / active EE | $1,524 | $4,947-69.2% | $3,866-60.6% | $4,764-68.0% |
| Participant deferral / active EE | $4,422 | $5,869-24.7% | $4,937-10.4% | $5,851-24.4% |
| Admin fee / account holder | $25,022 | $13,437+86.2% | $9,704+157.8% | $11,601+115.7% |