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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,732 | $155,555+30.3% | $146,866+38.0% | $155,188+30.6% |
| Participation rate | 55.6% | 84.0%-28.4pp | 82.5%-27.0pp | 80.8%-25.2pp |
| Annual return | 13.73% | 115.41%-101.7pp | 102.85%-89.1pp | 148.84%-135.1pp |
| Employer contribution / active EE | $3,160 | $4,647-32.0% | $4,425-28.6% | $4,248-25.6% |
| Participant deferral / active EE | $11,847 | $8,044+47.3% | $7,759+52.7% | $6,531+81.4% |
| Admin fee / account holder | $28,328 | $14,755+92.0% | $13,620+108.0% | $14,480+95.6% |