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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,418 | $159,934-31.0% | $147,005-24.9% | $145,959-24.4% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 12.96% | 98.24%-85.3pp | 418.76%-405.8pp | 561.95%-549.0pp |
| Employer contribution / active EE | $2,201 | $5,287-58.4% | $4,934-55.4% | $4,661-52.8% |
| Participant deferral / active EE | $8,083 | $8,427-4.1% | $8,070+0.2% | $6,689+20.9% |
| Admin fee / account holder | $8,795 | $15,053-41.6% | $13,006-32.4% | $13,398-34.4% |