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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,781 | $76,551+239.4% | $123,894+109.7% | $62,881+313.1% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 6.98% | 18.68%-11.7pp | 47.52%-40.5pp | 20.14%-13.2pp |
| Employer contribution / active EE | $10,456 | $2,882+262.8% | $4,617+126.5% | $2,281+358.4% |
| Participant deferral / active EE | $10,207 | $4,840+110.9% | $5,984+70.6% | $3,203+218.7% |
| Admin fee / account holder | $7,972 | $4,826+65.2% | $8,357-4.6% | $4,296+85.6% |