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| Provider | Service type | Compensation |
|---|---|---|
PROVISE MANAGEMENT GROUP LLC5 years Filed as: PROVISE MANAGEMENT GROUP, LLC Service code 27 611 DRUID ROAD · CLEARWATER, FL 33756 | Advisory (Plan) | $80,988 |
WILLIAM BLAIR5 years Filed as: WILLIAM BLAIR & COMPANY, LLC Service code 26 150 NORTH RIVERSIDE PLAZA · CHICAGO, IL 60606 | Advisory (Participants) | $31,059 |
Filed as: BLUE WATER WEALTH MANAGEMENT Service code 26 600 CLEVELAND STREET, SUITE 799 · CLEARWATER, FL 33755 | Advisory (Participants) | $21,311 |
Filed as: STEWARD PARTNERS GLOBAL ADVISORY Service code 26 600 CLEVELAND STREET · CLEARWATER, FL 33755 | Advisory (Participants) | $14,135 |
AMERICAN FUNDS3 years Filed as: CAPITAL GROUP RETIREMENT PLAN SERVC Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping Fees | $13,285 |
ROGAN & ASSOCIATES, INC.4 years Service code 26 200 NINTH AVENUE NORTH · SAFETY HARBOR, FL 34695 | Advisory (Participants) | $13,076 |
Filed as: MERRILL LYNCH Service code 26 101 EAST KENNEDY BOULEVARD · TAMPA, FL 33602 | Advisory (Participants) | $10,498 |
SABAL TRUST5 years Service code 26 101 CENTRAL AVENUE · ST. PETERSBURG, FL 33701 | Advisory (Participants) | $6,392 |
Filed as: PROVISE INVESTMENT MANAGEMENT GROUP Service code 26 611 DRUID ROAD · CLEARWATER, FL 33756 | Advisory (Participants) | $6,094 |
WELLS FARGO BANK, N.A.5 years Filed as: WELLS FARGO ADVISORS Service code 26 28100 US HIGHWAY 19N · CLEARWATER, FL 33761 | Advisory (Participants) | $5,119 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,882 | $84,499+191.0% | $125,391+96.1% | $66,949+267.3% |
| Participation rate | 99.4% | 76.4%+23.0pp | 82.4%+17.0pp | 69.8%+29.6pp |
| Annual return | -16.64% | -8.49%-8.1pp | 572.41%-589.1pp | 1.57%-18.2pp |
| Employer contribution / active EE | $10,980 | $3,554+209.0% | $4,816+128.0% | $2,545+331.4% |
| Participant deferral / active EE | $10,305 | $6,785+51.9% | $7,448+38.4% | $4,239+143.1% |
| Admin fee / account holder | $1,005 | $685+46.7% | $10,009-90.0% | $594+69.3% |