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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,953 | $118,454+52.8% | $98,441+83.8% | $139,427+29.8% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 14.84% | 18.94%-4.1pp | 21.16%-6.3pp | 373.27%-358.4pp |
| Employer contribution / active EE | $13,501 | $3,610+274.0% | $3,048+342.9% | $4,752+184.1% |
| Participant deferral / active EE | $7,138 | $5,392+32.4% | $4,738+50.6% | $6,711+6.4% |
| Admin fee / account holder | $1,313 | $14,053-90.7% | $8,960-85.3% | $11,404-88.5% |