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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,953 | $118,488+52.7% | $98,462+83.8% | $139,487+29.7% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 14.84% | 18.96%-4.1pp | 21.17%-6.3pp | 373.84%-359.0pp |
| Employer contribution / active EE | $13,501 | $3,611+273.9% | $3,049+342.8% | $4,755+184.0% |
| Participant deferral / active EE | $7,138 | $5,393+32.4% | $4,738+50.6% | $6,713+6.3% |
| Admin fee / account holder | $1,313 | $13,868-90.5% | $8,875-85.2% | $11,407-88.5% |