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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111 | $142,354-99.9% | $125,529-99.9% | $155,188-99.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.7%+25.3pp | 80.8%+19.2pp |
| Annual return | 23.24% | 306.06%-282.8pp | 202.56%-179.3pp | 148.84%-125.6pp |
| Employer contribution / active EE | $901 | $3,501-74.3% | $3,058-70.5% | $4,248-78.8% |
| Participant deferral / active EE | $0 | $5,491-100.0% | $4,813-100.0% | $6,531-100.0% |
| Admin fee / account holder | $327,303 | $19,392+1587.8% | $16,298+1908.2% | $14,480+2160.4% |