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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,082 | $63,082-96.7% | $81,726-97.5% | $79,856-97.4% |
| Participation rate | 100.0% | 67.5%+32.5pp | 72.0%+28.0pp | 69.6%+30.4pp |
| Annual return | 19.59% | 22.66%-3.1pp | 29.49%-9.9pp | 31.71%-12.1pp |
| Employer contribution / active EE | $684 | $1,795-61.9% | $4,311-84.1% | $2,471-72.3% |
| Participant deferral / active EE | $232 | $2,780-91.7% | $7,108-96.7% | $3,741-93.8% |
| Admin fee / account holder | $1,051 | $4,428-76.3% | $5,160-79.6% | $5,306-80.2% |