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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,757 | $58,099-88.4% | $76,902-91.2% | $75,177-91.0% |
| Participation rate | 97.9% | 63.9%+34.0pp | 69.6%+28.3pp | 67.2%+30.7pp |
| Annual return | 21.14% | 26.71%-5.6pp | 37.91%-16.8pp | 160.75%-139.6pp |
| Employer contribution / active EE | $1,880 | $1,996-5.8% | $2,534-25.8% | $2,671-29.6% |
| Participant deferral / active EE | $486 | $2,999-83.8% | $3,833-87.3% | $4,126-88.2% |
| Admin fee / account holder | $313 | $4,778-93.4% | $5,479-94.3% | $5,651-94.5% |