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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,244 | $202,345-51.4% | $172,755-43.1% | $152,885-35.7% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 28.09% | 1029.77%-1001.7pp | 802.94%-774.8pp | 345.39%-317.3pp |
| Employer contribution / active EE | $18,262 | $5,858+211.8% | $5,144+255.0% | $4,763+283.4% |
| Participant deferral / active EE | $8,431 | $5,948+41.7% | $5,198+62.2% | $5,851+44.1% |
| Admin fee / account holder | $948 | $17,111-94.5% | $13,955-93.2% | $11,598-91.8% |