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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,680 | $180,462-45.9% | $154,111-36.6% | $135,379-27.8% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -8.63% | 888.17%-896.8pp | 735.18%-743.8pp | 519.79%-528.4pp |
| Employer contribution / active EE | $21,477 | $6,036+255.8% | $5,298+305.4% | $4,779+349.4% |
| Participant deferral / active EE | $9,759 | $5,806+68.1% | $5,081+92.1% | $5,609+74.0% |
| Admin fee / account holder | $1,076 | $16,145-93.3% | $13,411-92.0% | $10,828-90.1% |