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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,889 | $65,685+120.6% | $57,181+153.4% | $273,965-47.1% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.3%+24.7pp | 83.0%+17.0pp |
| Annual return | 6.48% | 21.99%-15.5pp | 14.59%-8.1pp | 41.45%-35.0pp |
| Employer contribution / active EE | $6,079 | $3,279+85.4% | $2,682+126.6% | $4,869+24.9% |
| Participant deferral / active EE | $9,241 | $3,781+144.4% | $3,096+198.5% | $5,287+74.8% |
| Admin fee / account holder | $320 | $4,835-93.4% | $3,139-89.8% | $10,132-96.8% |