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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,903 | $64,311+245.0% | $57,356+286.9% | $125,389+77.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 83.2%+16.8pp |
| Annual return | -0.74% | 25.14%-25.9pp | 24.41%-25.1pp | 282.24%-283.0pp |
| Employer contribution / active EE | $11,155 | $3,193+249.4% | $2,689+314.9% | $4,866+129.2% |
| Participant deferral / active EE | $9,360 | $3,846+143.4% | $3,162+196.0% | $5,352+74.9% |
| Admin fee / account holder | $533 | $5,243-89.8% | $3,357-84.1% | $9,541-94.4% |