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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,602 | $81,763-74.8% | $58,561-64.8% | $139,466-85.2% |
| Participation rate | 52.6% | 61.3%-8.7pp | 50.9%+1.8pp | 80.3%-27.7pp |
| Annual return | 15.76% | 7427.77%-7412.0pp | 4251.33%-4235.6pp | 373.66%-357.9pp |
| Employer contribution / active EE | $2,094 | $1,398+49.8% | $1,053+98.8% | $4,754-55.9% |
| Participant deferral / active EE | $735 | $2,555-71.2% | $1,923-61.8% | $6,712-89.0% |
| Admin fee / account holder | $2,279 | $3,273-30.4% | $2,520-9.6% | $11,409-80.0% |