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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,077 | $108,695-84.3% | $74,722-77.1% | $152,897-88.8% |
| Participation rate | 68.2% | 65.4%+2.8pp | 54.5%+13.7pp | 82.5%-14.3pp |
| Annual return | 22.30% | 114.11%-91.8pp | 753.11%-730.8pp | 345.43%-323.1pp |
| Employer contribution / active EE | $775 | $1,504-48.5% | $1,084-28.5% | $4,764-83.7% |
| Participant deferral / active EE | $1,457 | $2,712-46.3% | $1,963-25.8% | $5,851-75.1% |
| Admin fee / account holder | $1,515 | $4,906-69.1% | $3,335-54.6% | $11,599-86.9% |