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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,980 | $108,285-83.4% | $77,552-76.8% | $158,982-88.7% |
| Participation rate | 54.2% | 64.4%-10.3pp | 54.2%0pp | 82.0%-27.8pp |
| Annual return | 12.16% | 31.69%-19.5pp | 54.82%-42.7pp | 302.99%-290.8pp |
| Employer contribution / active EE | $474 | $1,325-64.2% | $987-52.0% | $4,763-90.1% |
| Participant deferral / active EE | $950 | $2,455-61.3% | $1,861-48.9% | $5,983-84.1% |
| Admin fee / account holder | $4,664 | $3,709+25.7% | $2,859+63.1% | $11,252-58.5% |