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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,208 | $102,616-47.2% | $81,981-33.9% | $158,931-65.9% |
| Participation rate | 56.5% | 75.5%-19.0pp | 69.3%-12.7pp | 82.0%-25.4pp |
| Annual return | 16.54% | 61.05%-44.5pp | 41.31%-24.8pp | 302.86%-286.3pp |
| Employer contribution / active EE | $1,308 | $3,240-59.6% | $2,498-47.6% | $4,761-72.5% |
| Participant deferral / active EE | $3,165 | $4,648-31.9% | $3,722-15.0% | $5,982-47.1% |
| Admin fee / account holder | $17,713 | $8,236+115.1% | $5,664+212.7% | $11,247+57.5% |