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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,901 | $62,549-36.2% | $85,705-53.4% | $85,851-53.5% |
| Participation rate | 65.4% | 61.1%+4.2pp | 69.9%-4.5pp | 69.3%-3.9pp |
| Annual return | 15.22% | 23.77%-8.6pp | 21.49%-6.3pp | 318.63%-303.4pp |
| Employer contribution / active EE | $2,291 | $1,755+30.5% | $2,619-12.5% | $2,565-10.7% |
| Participant deferral / active EE | $6,112 | $2,802+118.1% | $3,924+55.8% | $3,952+54.6% |
| Admin fee / account holder | $15,054 | $4,644+224.2% | $6,877+118.9% | $6,261+140.4% |