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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,933 | $80,983-66.7% | $96,544-72.1% | $75,177-64.2% |
| Participation rate | 83.9% | 71.8%+12.1pp | 76.0%+7.9pp | 67.2%+16.7pp |
| Annual return | 15.80% | 27.05%-11.3pp | 25.88%-10.1pp | 160.75%-145.0pp |
| Employer contribution / active EE | $1,173 | $2,282-48.6% | $2,966-60.4% | $2,671-56.1% |
| Participant deferral / active EE | $3,452 | $3,929-12.1% | $4,851-28.8% | $4,126-16.3% |
| Admin fee / account holder | $2,906 | $6,717-56.7% | $8,254-64.8% | $5,651-48.6% |