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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,837 | $78,423-74.7% | $95,964-79.3% | $79,856-75.2% |
| Participation rate | 78.6% | 73.5%+5.1pp | 77.1%+1.5pp | 69.6%+8.9pp |
| Annual return | 35.74% | 19.37%+16.4pp | 91.64%-55.9pp | 31.71%+4.0pp |
| Employer contribution / active EE | $1,023 | $1,945-47.4% | $2,541-59.8% | $2,471-58.6% |
| Participant deferral / active EE | $1,990 | $3,440-42.2% | $4,167-52.2% | $3,741-46.8% |
| Admin fee / account holder | $322 | $5,622-94.3% | $6,797-95.3% | $5,306-93.9% |