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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,039 | $72,486-82.0% | $87,103-85.0% | $72,976-82.1% |
| Participation rate | 70.4% | 72.8%-2.4pp | 76.9%-6.5pp | 69.5%+0.9pp |
| Annual return | 14.74% | 24.46%-9.7pp | 28.19%-13.5pp | 81.02%-66.3pp |
| Employer contribution / active EE | $907 | $1,894-52.1% | $2,521-64.0% | $2,440-62.8% |
| Participant deferral / active EE | $1,573 | $3,270-51.9% | $4,049-61.2% | $3,608-56.4% |
| Admin fee / account holder | $7,576 | $5,055+49.9% | $7,491+1.1% | $5,124+47.9% |