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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,967 | $114,073-81.6% | $96,161-78.2% | $167,518-87.5% |
| Participation rate | 60.0% | 75.1%-15.1pp | 68.4%-8.4pp | 82.1%-22.1pp |
| Annual return | 16.94% | 189.95%-173.0pp | 192.01%-175.1pp | 478.71%-461.8pp |
| Employer contribution / active EE | $747 | $3,428-78.2% | $2,798-73.3% | $4,838-84.6% |
| Participant deferral / active EE | $1,435 | $5,195-72.4% | $4,349-67.0% | $6,342-77.4% |
| Admin fee / account holder | $426 | $6,899-93.8% | $5,538-92.3% | $12,312-96.5% |