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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,222 | $96,388-76.9% | $80,627-72.4% | $139,466-84.1% |
| Participation rate | 54.2% | 73.6%-19.5pp | 67.0%-12.8pp | 80.3%-26.2pp |
| Annual return | 19.60% | 1352.08%-1332.5pp | 936.76%-917.2pp | 373.66%-354.1pp |
| Employer contribution / active EE | $646 | $3,260-80.2% | $2,723-76.3% | $4,754-86.4% |
| Participant deferral / active EE | $944 | $5,224-81.9% | $4,443-78.8% | $6,712-85.9% |
| Admin fee / account holder | $448 | $6,603-93.2% | $5,381-91.7% | $11,409-96.1% |