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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,873 | $124,346-86.4% | $111,308-84.8% | $167,536-89.9% |
| Participation rate | 66.7% | 79.6%-13.0pp | 77.3%-10.7pp | 82.1%-15.4pp |
| Annual return | 17.19% | 37.45%-20.3pp | 54.67%-37.5pp | 478.82%-461.6pp |
| Employer contribution / active EE | $1,652 | $3,437-51.9% | $2,732-39.5% | $4,839-65.9% |
| Participant deferral / active EE | $2,745 | $5,182-47.0% | $4,487-38.8% | $6,342-56.7% |
| Admin fee / account holder | $229 | $10,621-97.8% | $7,965-97.1% | $12,315-98.1% |