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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,747 | $100,811-83.4% | $86,698-80.7% | $134,545-87.6% |
| Participation rate | 70.0% | 79.0%-9.0pp | 76.6%-6.6pp | 81.2%-11.2pp |
| Annual return | -19.84% | 29.11%-49.0pp | 35.96%-55.8pp | 418.37%-438.2pp |
| Employer contribution / active EE | $2,331 | $3,490-33.2% | $2,837-17.8% | $4,742-50.8% |
| Participant deferral / active EE | $3,533 | $5,339-33.8% | $4,656-24.1% | $6,401-44.8% |
| Admin fee / account holder | $322 | $10,926-97.1% | $7,492-95.7% | $11,431-97.2% |