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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,311 | $65,367-58.2% | $92,915-70.6% | $72,976-62.6% |
| Participation rate | 28.2% | 68.3%-40.1pp | 76.0%-47.8pp | 69.5%-41.3pp |
| Annual return | 0.00% | 42.11%-42.1pp | 109.45%-109.4pp | 81.02%-81.0pp |
| Employer contribution / active EE | $1,186 | $2,594-54.3% | $3,653-67.5% | $2,440-51.4% |
| Participant deferral / active EE | $2,097 | $3,128-33.0% | $4,238-50.5% | $3,608-41.9% |
| Admin fee / account holder | $1,409 | $4,251-66.9% | $5,796-75.7% | $5,124-72.5% |