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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,437 | $78,682-23.2% | $109,188-44.6% | $85,851-29.6% |
| Participation rate | 21.1% | 68.3%-47.2pp | 75.9%-54.8pp | 69.3%-48.3pp |
| Annual return | 16.95% | 25.09%-8.1pp | 25.76%-8.8pp | 318.63%-301.7pp |
| Employer contribution / active EE | $1,214 | $2,734-55.6% | $3,723-67.4% | $2,565-52.7% |
| Participant deferral / active EE | $1,740 | $3,468-49.8% | $4,654-62.6% | $3,952-56.0% |
| Admin fee / account holder | $79 | $5,470-98.6% | $6,755-98.8% | $6,261-98.7% |