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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,615 | $153,311+131.3% | $109,313+224.4% | $273,972+29.4% |
| Participation rate | 100.0% | 80.1%+19.9pp | 71.3%+28.7pp | 83.0%+17.0pp |
| Annual return | 7.31% | 29.86%-22.5pp | 22.07%-14.8pp | 41.46%-34.1pp |
| Employer contribution / active EE | $20,240 | $5,619+260.2% | $3,892+420.0% | $4,869+315.7% |
| Participant deferral / active EE | $20,877 | $3,932+430.9% | $3,166+559.3% | $5,287+294.9% |
| Admin fee / account holder | $57,407 | $8,076+610.8% | $5,666+913.1% | $10,133+466.6% |