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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,822 | $152,527+145.7% | $117,490+219.0% | $134,493+178.7% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -14.24% | 53.00%-67.2pp | 29.75%-44.0pp | 418.01%-432.3pp |
| Employer contribution / active EE | $6,968 | $5,572+25.1% | $4,177+66.8% | $4,740+47.0% |
| Participant deferral / active EE | $15,844 | $4,818+228.8% | $4,071+289.2% | $6,400+147.6% |
| Admin fee / account holder | $354 | $7,005-94.9% | $5,646-93.7% | $11,425-96.9% |