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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,822 | $152,591+145.6% | $117,529+218.9% | $134,545+178.6% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -14.24% | 53.04%-67.3pp | 29.77%-44.0pp | 418.37%-432.6pp |
| Employer contribution / active EE | $6,968 | $5,576+25.0% | $4,179+66.7% | $4,742+47.0% |
| Participant deferral / active EE | $15,844 | $4,821+228.6% | $4,072+289.1% | $6,401+147.5% |
| Admin fee / account holder | $354 | $7,004-94.9% | $5,645-93.7% | $11,431-96.9% |