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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,002 | $135,956+17.7% | $123,894+29.1% | $273,972-41.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 7.60% | 56.63%-49.0pp | 47.52%-39.9pp | 41.46%-33.9pp |
| Employer contribution / active EE | $20,976 | $5,170+305.7% | $4,617+354.3% | $4,869+330.8% |
| Participant deferral / active EE | $11,160 | $6,343+76.0% | $5,984+86.5% | $5,287+111.1% |
| Admin fee / account holder | $4,615 | $9,817-53.0% | $8,357-44.8% | $10,133-54.5% |