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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,458 | $157,304-4.4% | $141,197+6.6% | $152,909-1.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 22.73% | 64.34%-41.6pp | 71.41%-48.7pp | 345.46%-322.7pp |
| Employer contribution / active EE | $5,717 | $5,263+8.6% | $4,736+20.7% | $4,764+20.0% |
| Participant deferral / active EE | $14,069 | $7,111+97.9% | $6,710+109.7% | $5,851+140.4% |
| Admin fee / account holder | $11,239 | $12,126-7.3% | $10,265+9.5% | $11,601-3.1% |