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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,236 | $56,110+91.1% | $94,993+12.9% | $70,126+52.9% |
| Participation rate | 81.3% | 65.0%+16.3pp | 73.9%+7.4pp | 69.5%+11.7pp |
| Annual return | 19.81% | 51.02%-31.2pp | 27.14%-7.3pp | 73.15%-53.3pp |
| Employer contribution / active EE | $0 | $1,442-100.0% | $2,603-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $4,797 | $2,391+100.6% | $3,317+44.6% | $3,332+44.0% |
| Admin fee / account holder | $1,128 | $3,456-67.4% | $4,960-77.3% | $4,645-75.7% |